Cluster info · Provisional reception

Payment and balance at provisional reception: mastering the 5% retention

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By Edouard Hennin, Provisional reception expert
Published on 27 May 2026 Updated on 27 May 2026 7 min read

Article 7 of the Breyne Law caps down payments made during the works according to actual progress (foundations, weather-tight shell, water-tight shell, etc.). No call for funds may exceed the value of the work executed at the date considered.

The balance only becomes due after the provisional reception is pronounced — and not before.

2. The 5% retention

At reception, you may withhold 5% of the balance excl. VAT as a guarantee of proper execution. This retention is distinct from the Breyne Law security deposit (which is blocked at the notary since the deed).

This retention is released upon the effective lifting of reservations, on adversarial inspection or at final reception if all reservations have been lifted in the meantime.

3. Standard schedule

Classic turnkey schedule: 5% down payment on signature, 10% earthworks, 25% weather-tight shell, 25% roof/joinery, 20% finishings, 10% reception, 5% post-reception retention.

To verify Breyne Law compliance and negotiate the best retention conditions, our expert team audits your contract before signature and each call for funds during the works.

Questions about payment at reception

Can the developer demand 100% payment at reception?
No. You may withhold 5% of the balance excl. VAT as a guarantee of lifting reservations, independently of the Breyne Law security deposit.
What to do if the developer invoices extras at reception?
Verify that they were ordered in writing before execution. Otherwise, contest by registered letter before any payment.

Payment schedule to validate?

Our team audits your instalments and the balance retention. Quote within 24 hours.